Sellers: As we hammer out your transaction, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.
Buyers: When purchasing a home in Raleigh, you will be given a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within a reasonable range so you're not stunned when you arrive at closing time. I'll be glad to go over the estimate with you, answering your questions and highlighting any estimates that are uncertain.
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